5 Reasons To Sell Your Home Before Spring

5 REASONS TO SELL YOUR HOME BEFORE SPRING

Many sellers feel that the spring is the best time to place their home on the market as buyer demand increases at that time of year. However, the fall and winter have their own advantages. Here are five reasons to sell now.

1. Only Serious Buyers Are Out

At this time of year, only those purchasers who are serious about buying a home will be in the marketplace. You and your family will not be bothered and inconvenienced by mere ‘lookers’. The lookers are at the mall or online doing their holiday shopping.

2. Less Competition For Your Home

Housing supply always shrinks dramatically at this time of year. The choices for buyers will be limited. Don’t wait until the spring when all the other potential sellers in your market will put their homes up for sale.

3. The Selling Process Will Be Quicker

One of the biggest challenges of the 2013 housing market has been the length of time it takes from contract to closing. Banks have been inundated with both purchase and refinancing loan requests. Both of these will slow in the winter cutting timelines and the frustration these delays cause both buyers and sellers.

4. There Will Never Be a Better Time to Move-Up

If you are moving up to a larger, more expensive home, consider doing it now. Prices are projected to appreciate by over 25% from now to 2018. If you are moving to a higher priced home, it will wind-up costing you more in raw dollars (both in down payment and mortgage payment) if you wait. You can also lock-in your 30 year housing expense with historically low interest rates right now. There is no guarantee rates will remain at these levels.

5. It’s Time to Move On with Your Life

Look at the reason you decided to sell in the first place and decide whether it is worth waiting. Is money more important than being with family? Is money more important than your health? Is money more important than having the freedom to go on with your life the way you think you should?

You already know the answers to the questions we just asked. You have the power to take back control of the situation by pricing your home to guarantee it sells. The time has come for you and your family to move on and start living the life you desire.

To Sell Your Home, Contact:

David Demangos
Keller Williams Realty
Cell:  858.232.8410

David@AwesomeSanDiegoRealEstate.com

www.AwesomeSanDiegoRealEstate.com

San Diego Real Estate Area Expert / Green Specialist / ALC Committee
Our Team Goes to Extremes to Fulfill Your Real Estate Dreams!

Download The #1 Real Estate Live Home Search App Below
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Schedule a call

to talk with David

5 Indicators Pointing To Advantage of Buying A Home Sooner Than Later

Mortgage interest rates move up and down, sort of like stocks or gas prices. If you're a hopeful home buyer, you may be asking yourself when is the best time to hop onto the "Homebuying Train?"

Here are 5 indicators that point to "buying a home sooner than later":

1st Indicator: The majority of predictions typically point to interest rates rising as the year progresses. Predictions are around 5% or more by last quarter of 2014. Higher Interest Rates = Higher Monthly Mortgage Payments.

2nd Indicator: The prices of homes in many housing markets is on an upward swing. Higher House Prices = a need for a larger Down Payment and Higher Monthly Mortgage Payments.

3rd Indicator: Recent changes have taken place in the Mortgage Industry, most notably the QM or Qualified Mortgage Rules. Those entering Home Buying can do so more certain that they will be able to make their payments in the future.

4th Indicator: Landlords all across the nation are raising rents. Higher Rental Costs = Less Money Saved. The old question remains ... why pay someone else's Mortgage or help them build equity? Remember, whether you rent or whether you buy, you pay for the space you occupy.

5th Indicator: A slightly improved economy, rising home prices, and fewer delinquencies have eased the stress on lenders. The result may be more Mortgage Lenders willing to make mortgages, ultimately making it a bit easier for home buyers to finance.

These indicators should serve as motivation to inquire about the options and possibilities that exist in financing a home purchase. It costs you nothing...ZIPPO to obtain the information and answers you need to make a decision. 

Should you want to buy a home, there is never a better time than NOW to ask those questions. For FREE, you'll find out one of two things ...

• You CAN buy ... and you get started towards fulfilling your Home Buying dream
• You cannot buy ... and you get started towards building your Credit, repairing and polishing your Credit, or saving for a Down Payment ... by following the advice of your Mortgage Lender. 

Again, it's FREE to find out, so why not ask? Either answer gains you valuable info and knowledge. And either answer moves you in a positive direction and closer to what you ultimately want and hope for. I can get you in touch with awesome lenders anywhere in the United States.

Contact:

David Demangos
Keller Williams Realty
Cell:  858.232.8410

David@AwesomeSanDiegoRealEstate.com

www.AwesomeSanDiegoRealEstate.com

San Diego Real Estate Area Expert / Green Specialist / ALC Committee
Our Team Goes to Extremes to Fulfill Your Real Estate Dreams!

Download The #1 Real Estate Live Home Search App Below
LiveHomeSearchApp

Schedule a call

to talk with David

10 Deadly Mistakes Home Buyers Can Make

Mistake NO. 1

Choosing a Real Estate Agent who is not committed to forming a strong business relationship with you. Or, hiring a "part-time" agent who only works on the weekends.

HERE’S HOW TO AVOID IT

Making a connection with the right real estate agent is crucial. Choose a professional who is dedicated to serving your needs – before, during and after the sale. Don't leave the largest financial decision you may ever make to chance.

Mistake NO. 2

Presenting an offer on a home without being pre-approved.This will set a buyer up for failure! Press Here to Learn More

HERE’S HOW to AVOID IT

Pre-approval will make your life easier – take the time to talk with a bank or mortgage representative or two so you can compare and feel comfortable. Their specific questions with regard to income, debt and other factors will help you determine the right business model for your investments. It is one of the most important steps in developing a strategy for creating wealth.

Mistake NO. 3

Not knowing the total costs involved.

HERE’S HOW to AVOID IT

Early in the investment process, ask your real estate agent or mortgage representative for an estimate of closing costs. Title insurance and lawyer fees should be considered. Pre-pay responsibilities such as homeowner’s association fees and insurance must also be taken into account. Remember to examine your settlement statement prior to closing.

Is Credit Restoration Legal?

You may be wondering, is credit restoration legal? Absolutely. The Fair Credit Reporting Act allows anyone to dispute inaccurate items on their credit reports. Individuals can restore their credit on their own but this can take time and a lot of knowledge when it comes to the credit laws. That's why FES (Financial Education Services) is here to help since they have the experience and knowledge to get you the positive results.

Did you know your interest rate is affected when?:

• You are trying to qualify for a home loan/re-finance
• You are looking to rent a home
• You buy a car, boat, motorcycle etc.
• An employer is looking to hire you
• Homeowners insurance
• And, so much more..

Nearly 80% of credit reports contain inaccuracies or erroneous accounts. There is no room for error, yet 8 out of 10 people are losing out on their hard earned money because of these mistakes.

I have found a restoration company that is 10 years old and has an A+ Rating with the BBB (Better Business Bureau) and have partnered with them to help people restore their score. (because they deserve it) Who do you know with bad credit? I can help them! Contact:

David Demangos
Keller Williams Realty
Cell:  858.232.8410
Realtor® BRE# 01905183

San Diego Real Estate Area Expert / Green Specialist / ALC Committee
Our Team Goes to Extremes to Fulfill Your Real Estate Dreams!

Download The #1 Real Estate Live Home Search App Below
Live Home Search App